How to Choose the Right Size Home for Your Budget
How much can you afford to spend on a home? That is the question that most people ask themselves when they are thinking about buying a home. It’s important to find the right size home for your budget. You don’t want to be house poor and struggle to make your mortgage payment every month. In […]
How to save on your mortgage
My husband and I bought our condo in 2015. I’ve already shared how we saved money on our mortgage by getting rid of PMI. This year, with interest rates so low because of the coronavirus, we refinanced. Our interest rate came down from 4.25% to 3.25%. Consequently (fancy word for ya), my mortgage payment went […]
How to get rid of PMI without refinancing
If you’re a homeowner and didn’t have 20% down to purchase your home, you’re likely familiar with private mortgage insurance (PMI). There are different options to getting rid of it. Homeowners generally know they can get rid of PMI on a mortgage by refinancing. However, this is a much less complicated option potentially available to […]
