How to Stop Falling Behind Financially and Catch Up Fast
Many people realize later in life that they are falling behind financially and lack a savings plan, feeling the pressure of financial uncertainty. Is this you? Without a clear strategy, financial anxiety can take over, leaving you stressed and unprepared for unexpected expenses and future goals. This uncertainty can make long-term stability seem out of […]
2023: The Year of Achieving Your Goals and Finding Success
Do you have big or small goals that you want to achieve in 2023? Whether you want to improve your health or your finances, setting and working towards goals can be a powerful way to make positive changes in your life. Put Your Money to Work for You If you’re reading this and feel like […]
How To Behave In A Bear Market
The stock market is plummeting! What do I do? The best thing to do in a bear market is to stand still. Don’t stand still literally. But figuratively, you don’t want to make sudden or unexpected moves. You want to keep the strategy you have in place. Why? Because the stock market plummeting is not […]
3 Steps to Deciding How Much of Your Paycheck to Save
Having savings is a given, right? However, saving is not always simple. It takes some forethought but once you have your system down pat, it’ll be so common nature that you’ll be saving without thinking about it. So here are the 3 steps to take to decide how much of your paycheck to save. How […]
5 Essential ETFs to have in your portfolio
What are ETFs? Before deciding what ETFs to have, you should have an understanding of what they are. An ETF is an exchange-traded fund. This is a collection of all types of investments that are packaged together for sale on the stock market. An ETF allows you to invest in an industry without having to […]
6 Reasons Why Working Out at Home is Better Than the Gym
Working out at home has several advantages over working out at the gym. You can create an effective gym set up in your home with a small or modest budget. Saves time Saves money Individualized workout space Increased performance Increased focus Your Kitchen is Steps Away 1. Saves time For some people, getting dressed and […]
How to Choose the Right Size Home for Your Budget
How much can you afford to spend on a home? That is the question that most people ask themselves when they are thinking about buying a home. It’s important to find the right size home for your budget. You don’t want to be house poor and struggle to make your mortgage payment every month. In […]
7 Things You Need to Know When Buying A Second Car
Whether or not your household should have more than one car is a decision one might come to when there are life changes like getting married, growing your family, getting a new job, etc. While an extra car automatically means more costs, it could be well worth it depending on your situation. Which decision is […]
Is Financial Literacy Important? Be Confident With Your Money
Financial literacy helps you to make the most of the money you have. It has been referred to as “the great equalizer”. How so? Think about how rich people go broke. It’s a lack of financial literacy. A broke person who builds wealth gained financial literacy somewhere along the way. Hence, how financial literacy can […]
What You Should Know About Your EOB (Explanation of Benefits)
If you are insured, regardless of the company providing you with health insurance, you should be receiving an explanation of benefits (EOB) EVERY time you use your insurance. This is an important document to review when paying your medical bills. Here’s why. What is an Explanation of Benefits? Your explanation of benefits tells you how […]
