How to Make Your First $100K on a Nurse’s Salary
I broke $100,000 in November 2019. Quite honestly, I didn’t even know when it happened because I don’t really look. I created a lifestyle where my finances are more or less automated. But my sister and I were going over her budget. I was showing her how investments worked and she was shocked to see […]
How Much Do You Need in an Emergency Fund?
DISCLOSURE: THIS POST MAY CONTAIN AFFILIATE LINKS, MEANING I GET A COMMISSION IF YOU DECIDE TO MAKE A PURCHASE THROUGH MY LINKS, AT NO COST TO YOU. Does the thought of the cost of an emergency stress you out? Will an unexpected event cause you to take on debt? One of the best things you […]
Nix Fees & Never Get Charged By The Bank Again!
The last time I paid a fee by my bank was likely around 2012, 2013. It was an overdraft fee which I got all the time because I wasn’t always good at managing my money. However, knowing this fee, among others, were avoidable, I made it a goal to learn better habits so I could […]
How to Save Money on College Costs
While graduation can be an exciting time, for some people, the reality of the financial burden they’re facing hits them almost instantly. Education is one of the largest expenses one can make in their lifetime, besides maybe a car or a house. Knowing this may lead people to just grin and bear it. We chalk […]
Got Extra Money Coming?
Some people are hoping that the government will provide an extra stimulus payment of $1200 via the HEROES act. Or maybe you’ve been getting that extra $600 federal along with state unemployment. What have you been doing or plan on doing with that money? Others are getting their third paycheck for the month. How is […]
Why Invest in the Stock Market Today
Some people associate investing in the stock market with getting rich, gambling, or just plain old stress. If you feel that way, I encourage you to think of things a little differently. Despite the yo-yo-ing the market has done secondary to COVID-19, investing for your long-term savings is what most financially savvy people will advise. […]
Simple Ways to Save Money on Groceries
DISCLOSURE: THIS POST MAY CONTAIN AFFILIATE LINKS, MEANING I GET A COMMISSION IF YOU DECIDE TO MAKE A PURCHASE THROUGH MY LINKS, AT NO COST TO YOU. Food expense is one of the foundations of anyone’s budget and a necessary expense. However, it’s one of the essential expenses that you can easily control. Saving money […]
Stop Paying ATM Fees!
I have never paid an ATM fee in my life. I have been charged ATM fees but never paid one. How is that possible? By having a bank account that either doesn’t charge one or that reimburses me for the ones I do get charged. Why should you care? On average, each out-of-network ATM transaction […]
How to save on your mortgage
My husband and I bought our condo in 2015. I’ve already shared how we saved money on our mortgage by getting rid of PMI. This year, with interest rates so low because of the coronavirus, we refinanced. Our interest rate came down from 4.25% to 3.25%. Consequently (fancy word for ya), my mortgage payment went […]
How to Save While Buying on Amazon
I honestly don’t know who doesn’t shop on Amazon. The convenience is amazing and almost all your shopping needs can be met there. However, sometimes you make a purchase, and the price drops. How annoying is that?! Unfortunately, they don’t have a price adjustment policy. That means we’re on our own folks! Let me show […]
