How To Use Brand Loyalty To Actually Save You Money
More often than not, when working toward saving money, you’re advised against brand loyalty. Brand loyalty means that you stick to shopping for one particular brand. Rather it is always advised to shop around for the best prices. Quite often, even if you purchase generic, you’re getting the same quality. With that knowledge in hand, […]
How To Take Steps Toward Financial Freedom Without Being Rich
Despite what you may believe about your finances, financial freedom is likely within your reach. This is regardless of your income and your circumstances (having children/not, single/dual-income family). To be clear, I am not saying that your income and circumstance don’t matter. However, more often than not, these are used as excuses not to pursue […]
How to tell when you’re being frugal or being cheap
When learning to manage your money, lowering your expenses is one of the first steps to take. The best way to do this is by being frugal. However, this can be an uncomfortable line item for some to make adjustments to. You are likely comfortable with your current lifestyle and changing your mindset can be […]
How To Save More Money on Your Electric Bill
When it comes to managing your finances, it is important to take a look at your expenses and see where you can make adjustments. It is MUCH easier to decrease your expenses than it is to make more money. Out of all the utilities you pay for, electricity is likely the most expensive bill that […]
It’s Open Enrollment Season – How to choose the benefits YOU need
The fall is open enrollment season. This is your chance to choose your benefits for the following year. If you’re getting insured by means of the ACA (Affordable Care Act), then you get the chance to change your insurance to fit your lifestyle better. If you’re starting a new job, this is for you too, […]
How to Save Way More Money on Car Insurance
If you drive, you likely need car insurance. It should be a line item in your budget. But this is an expense that can be reduced. Unfortunately, it’s not as simple as switching to GEICO. There are so many factors that go into bringing down the cost of your car insurance. If you want to […]
How To Drink More Water When You Hate it?!
I try to drink about 80 ounces or about 10 cups of water a day. I’m sure if you asked most people around me, they know me to drink only water and that I always have a water bottle with me. Guess what though? I HATE water. I learned this past year that my mother […]
Three of My Biggest Financial Mistakes – Avoid Them!
There aren’t many personal finance stories without bumps and mine isn’t unique. I have made plenty of financial mistakes that have shaped my story. Though I would be further ahead in my financial journey, it sure gives me something to write about. And I can use this to teach those around me so they can […]
How many bank accounts could you possibly need?!
I’m not going to say it’s impossible to manage your money well with just one bank account. But it’s pretty much what I’m saying. There’s no personal finance advice out there that would advise you to have just one bank account. Separating your money into different bank accounts makes it much easier to bring your […]
5 Reasons You Need to Start Meal Prepping Today
Meal-prep has been a part of my life since 2018. I have found that it has saved me money, stress, and more importantly, time. If you don’t meal-prep now, then I hope by the end of this post that you become a believer. I’ll give you 5 reasons you need to start meal prepping today. […]
