How To Save More Money on Your Electric Bill
When it comes to managing your finances, it is important to take a look at your expenses and see where you can make adjustments. It is MUCH easier to decrease your expenses than it is to make more money. Out of all the utilities you pay for, electricity is likely the most expensive bill that […]
It’s Open Enrollment Season – How to choose the benefits YOU need
The fall is open enrollment season. This is your chance to choose your benefits for the following year. If you’re getting insured by means of the ACA (Affordable Care Act), then you get the chance to change your insurance to fit your lifestyle better. If you’re starting a new job, this is for you too, […]
How to Save Way More Money on Car Insurance
If you drive, you likely need car insurance. It should be a line item in your budget. But this is an expense that can be reduced. Unfortunately, it’s not as simple as switching to GEICO. There are so many factors that go into bringing down the cost of your car insurance. If you want to […]
How to Invest – What You Need to Know About Using Mutual Funds
Hopefully, you know the importance of investing by now. If you don’t, check out my other articles Let’s Get Investing and Why Invest in the Stock Market Today. Prior to investing, you want to have at least $1,000 in an emergency fund. Then while you’re beefing up that emergency fund and paying off your debts, […]
How To Drink More Water When You Hate it?!
I try to drink about 80 ounces or about 10 cups of water a day. I’m sure if you asked most people around me, they know me to drink only water and that I always have a water bottle with me. Guess what though? I HATE water. I learned this past year that my mother […]
How many bank accounts could you possibly need?!
I’m not going to say it’s impossible to manage your money well with just one bank account. But it’s pretty much what I’m saying. There’s no personal finance advice out there that would advise you to have just one bank account. Separating your money into different bank accounts makes it much easier to bring your […]
How to Make Your First $100K on a Nurse’s Salary
I broke $100,000 in November 2019. Quite honestly, I didn’t even know when it happened because I don’t really look. I created a lifestyle where my finances are more or less automated. But my sister and I were going over her budget. I was showing her how investments worked and she was shocked to see […]
5 Reasons You Need to Start Meal Prepping Today
Meal-prep has been a part of my life since 2018. I have found that it has saved me money, stress, and more importantly, time. If you don’t meal-prep now, then I hope by the end of this post that you become a believer. I’ll give you 5 reasons you need to start meal prepping today. […]
How Much Do You Need in an Emergency Fund?
DISCLOSURE: THIS POST MAY CONTAIN AFFILIATE LINKS, MEANING I GET A COMMISSION IF YOU DECIDE TO MAKE A PURCHASE THROUGH MY LINKS, AT NO COST TO YOU. Does the thought of the cost of an emergency stress you out? Will an unexpected event cause you to take on debt? One of the best things you […]
Nix Fees & Never Get Charged By The Bank Again!
The last time I paid a fee by my bank was likely around 2012, 2013. It was an overdraft fee which I got all the time because I wasn’t always good at managing my money. However, knowing this fee, among others, were avoidable, I made it a goal to learn better habits so I could […]
