5 Essential ETFs to have in your portfolio

black woman in thought deciding on her next move

What are ETFs? Before deciding what ETFs to have, you should have an understanding of what they are. An ETF is an exchange-traded fund. This is a collection of all types of investments that are packaged together for sale on the stock market. An ETF allows you to invest in an industry without having to […]

6 Reasons Why Working Out at Home is Better Than the Gym

working out at home gym equipment setup

Working out at home has several advantages over working out at the gym. You can create an effective gym set up in your home with a small or modest budget.  Saves time Saves money Individualized workout space Increased performance Increased focus Your Kitchen is Steps Away 1. Saves time For some people, getting dressed and […]

How to Choose the Right Size Home for Your Budget

buying a home

How much can you afford to spend on a home? That is the question that most people ask themselves when they are thinking about buying a home. It’s important to find the right size home for your budget. You don’t want to be house poor and struggle to make your mortgage payment every month. In […]

Men’s Health: How to Increase Awareness and Improve Your Well-Being

men's health

Did you know that June is Men’s Health Month? This is a time when we focus on raising awareness around men’s health and improving the well-being of men everywhere. There are many different ways that you can get involved and improve your health, but we wanted to highlight a few key points that we think […]

7 Things You Need to Know When Buying A Second Car

buying a second car

Whether or not your household should have more than one car is a decision one might come to when there are life changes like getting married, growing your family, getting a new job, etc. While an extra car automatically means more costs, it could be well worth it depending on your situation. Which decision is […]

Why is Caring for your Mental Health Important?

mental health

Caring for our mental health is as important as caring for our physical health. Similar to how we have preventative care and treatment for physical ailments, there is preventative care and treatment available for mental health. We all, including us black and brown folks, need to take care of our mental health. What is Mental […]

Is Financial Literacy Important? Be Confident With Your Money

Woman reading a book on financial literacy

Financial literacy helps you to make the most of the money you have. It has been referred to as “the great equalizer”. How so? Think about how rich people go broke. It’s a lack of financial literacy. A broke person who builds wealth gained financial literacy somewhere along the way. Hence, how financial literacy can […]

What You Should Know About Your EOB (Explanation of Benefits)

explaining EOBs

If you are insured, regardless of the company providing you with health insurance, you should be receiving an explanation of benefits (EOB) EVERY time you use your insurance. This is an important document to review when paying your medical bills. Here’s why. What is an Explanation of Benefits? Your explanation of benefits tells you how […]

Is Tax Preparation Hard? Important Info You Need to Decide For Yourself

Woman Sitting on a Couch Looking at Tax Forms

That all depends on the specifics of your financial situation. The most important thing is knowing your abilities and limitations. Can you do your taxes? Sure. Should you? Keep reading to find out. When Are Taxes Due? In 2022, taxes for the year 2022 are due on April 18th. Normally, it’s April 15th every year […]

How To Make the Most of Your Sleep – It’s Important

woman relaxed and refreshed

Sleep is so important to your health. In this post, we’ll discuss why sleep is vital to better health and how to get better quality sleep when you hit the sack.  Sleep Awareness Week Each year, in March, the National Sleep Foundation designates a week as sleep awareness week. This is to emphasize the importance […]

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