ETFs versus Mutual Funds: Which Should You Be Investing In?
Simply put, they are both great options. What you choose depends on how much flexibility you need, what platform you use, and how much money you have available to you. ETF prices fluctuate throughout the market day but tend to be cheaper than mutual funds to buy into and you can purchase fractional shares on […]
Buying a New Car is Brutal
Have you taken notice of the car market lately? It is insane! Gone are the days of negotiating MSRP down. Now it’s a blessing to pay MSRP as most dealerships are tacking on thousands of dollars to that price. Even while this is the case, the dealerships are having a hard time keeping any cars […]
Set Yourself Up for a Healthy and Successful 2022
Let’s talk about some goals you can choose to improve your physical and financial health. 2021 is coming to an end. Honestly outside in 2021 was only mildly better than that disastrous 2020. However, there were some bright spots. I got to travel at the end of November and my financial picture looks as good […]
Investing with Stash – Great App for Beginner Investors
If you’ve never invested before, it may feel quite intimidating to get started. Maybe you don’t feel like you know enough to start. Or maybe you feel you need to have a ton of extra money to get started. Or perhaps you feel that investing is just not for people like you. All these are […]
Financial Update – Results Quarter 3 2021
Hello all! I wanted to provide another financial update to show you what I have been up to for the last few months. Why? So you can see what works for me in case it could work for you too. I also share my financial mistakes in the hopes that you can avoid making them […]
The Best Way to Successfully Build An Emergency Fund
Today’s post is graciously shared by Frugal Beans, our frugal friends from Sydney, Australia. After reading this post, get to know them by visiting their blog and/or following them on Instagram @frugal_beans. Why do you need an Emergency Fund? An Emergency Fund is fast becoming an integral part of the common budget. To give your […]
4 Steps to Being Debt Free
I don’t know a single person who hasn’t experienced being in debt. Some see being in debt as a normal part of life, while others feel it is an enormous burden. Either way, in order to get ahold of your finances, debt management is crucial. We’ll discuss the definition of debt, how to figure out […]
How to Make the Best Use of Limit Orders
April is Financial Literacy Month. Debt reduction, saving, and investing are key elements of a successful financial plan. There can be confusing terminology (words…lol) linked to personal finance. A quick tip: sign up for Investopedia’s Term of the Day email. They even have a dictionary on their website. I’ve learned so much this way and […]
ButcherBox – How To Decide If It’s Actually Worth The Money?
Since watching Bobby’s YouTube videos, I have been working to be more intentional with what I put into my body. Before his videos, I didn’t realize that the source of our food could affect its nutritional value. So I started implementing some changes with my money in mind. I started with buying organic when it’s […]
How To Use Brand Loyalty To Actually Save You Money
More often than not, when working toward saving money, you’re advised against brand loyalty. Brand loyalty means that you stick to shopping for one particular brand. Rather it is always advised to shop around for the best prices. Quite often, even if you purchase generic, you’re getting the same quality. With that knowledge in hand, […]
