What You Should Know About Your EOB (Explanation of Benefits)
If you are insured, regardless of the company providing you with health insurance, you should be receiving an explanation of benefits (EOB) EVERY time you use your insurance. This is an important document to review when paying your medical bills. Here’s why. What is an Explanation of Benefits? Your explanation of benefits tells you how […]
Is Tax Preparation Hard? Important Info You Need to Decide For Yourself
That all depends on the specifics of your financial situation. The most important thing is knowing your abilities and limitations. Can you do your taxes? Sure. Should you? Keep reading to find out. When Are Taxes Due? In 2022, taxes for the year 2022 are due on April 18th. Normally, it’s April 15th every year […]
ETFs versus Mutual Funds: Which Should You Be Investing In?
Simply put, they are both great options. What you choose depends on how much flexibility you need, what platform you use, and how much money you have available to you. ETF prices fluctuate throughout the market day but tend to be cheaper than mutual funds to buy into and you can purchase fractional shares on […]
Buying a New Car is Brutal
Have you taken notice of the car market lately? It is insane! Gone are the days of negotiating MSRP down. Now it’s a blessing to pay MSRP as most dealerships are tacking on thousands of dollars to that price. Even while this is the case, the dealerships are having a hard time keeping any cars […]
Set Yourself Up for a Healthy and Successful 2022
Let’s talk about some goals you can choose to improve your physical and financial health. 2021 is coming to an end. Honestly outside in 2021 was only mildly better than that disastrous 2020. However, there were some bright spots. I got to travel at the end of November and my financial picture looks as good […]
Investing with Stash – Great App for Beginner Investors
If you’ve never invested before, it may feel quite intimidating to get started. Maybe you don’t feel like you know enough to start. Or maybe you feel you need to have a ton of extra money to get started. Or perhaps you feel that investing is just not for people like you. All these are […]
Financial Update – Results Quarter 3 2021
Hello all! I wanted to provide another financial update to show you what I have been up to for the last few months. Why? So you can see what works for me in case it could work for you too. I also share my financial mistakes in the hopes that you can avoid making them […]
The Best Way to Successfully Build An Emergency Fund
Today’s post is graciously shared by Frugal Beans, our frugal friends from Sydney, Australia. After reading this post, get to know them by visiting their blog and/or following them on Instagram @frugal_beans. Why do you need an Emergency Fund? An Emergency Fund is fast becoming an integral part of the common budget. To give your […]
Why You Should Have Money In An IRA Now
Individual retirement accounts (IRAs) are powerful investment tools. It allows you to save money for retirement, regardless of whether or not you have a retirement account available to you at work. The only requirement for having an IRA is that you are making IRS-approved money. How Do IRAs work? You open an IRA with a […]
How to Make Your Money Grow Fast…ish
Want to make fast money? Newsflash: it’s not likely to happen. Most opportunities you come across to make quick money are a scam that can cost you. So take your time to explore your options. You want your growth to be able to replicate or repeat the growth for as long as you want. So […]
