Is Financial Literacy Important? Be Confident With Your Money
Financial literacy helps you to make the most of the money you have. It has been referred to as “the great equalizer”. How so? Think about how rich people go broke. It’s a lack of financial literacy. A broke person who builds wealth gained financial literacy somewhere along the way. Hence, how financial literacy can […]
What You Should Know About Your EOB (Explanation of Benefits)
If you are insured, regardless of the company providing you with health insurance, you should be receiving an explanation of benefits (EOB) EVERY time you use your insurance. This is an important document to review when paying your medical bills. Here’s why. What is an Explanation of Benefits? Your explanation of benefits tells you how […]
Is Tax Preparation Hard? Important Info You Need to Decide For Yourself
That all depends on the specifics of your financial situation. The most important thing is knowing your abilities and limitations. Can you do your taxes? Sure. Should you? Keep reading to find out. When Are Taxes Due? In 2022, taxes for the year 2022 are due on April 18th. Normally, it’s April 15th every year […]
ETFs versus Mutual Funds: Which Should You Be Investing In?
Simply put, they are both great options. What you choose depends on how much flexibility you need, what platform you use, and how much money you have available to you. ETF prices fluctuate throughout the market day but tend to be cheaper than mutual funds to buy into and you can purchase fractional shares on […]
Buying a New Car is Brutal
Have you taken notice of the car market lately? It is insane! Gone are the days of negotiating MSRP down. Now it’s a blessing to pay MSRP as most dealerships are tacking on thousands of dollars to that price. Even while this is the case, the dealerships are having a hard time keeping any cars […]
Set Yourself Up for a Healthy and Successful 2022
Let’s talk about some goals you can choose to improve your physical and financial health. 2021 is coming to an end. Honestly outside in 2021 was only mildly better than that disastrous 2020. However, there were some bright spots. I got to travel at the end of November and my financial picture looks as good […]
Investing with Stash – Great App for Beginner Investors
If you’ve never invested before, it may feel quite intimidating to get started. Maybe you don’t feel like you know enough to start. Or maybe you feel you need to have a ton of extra money to get started. Or perhaps you feel that investing is just not for people like you. All these are […]
Financial Update – Results Quarter 3 2021
Hello all! I wanted to provide another financial update to show you what I have been up to for the last few months. Why? So you can see what works for me in case it could work for you too. I also share my financial mistakes in the hopes that you can avoid making them […]
The Best Way to Successfully Build An Emergency Fund
Today’s post is graciously shared by Frugal Beans, our frugal friends from Sydney, Australia. After reading this post, get to know them by visiting their blog and/or following them on Instagram @frugal_beans. Why do you need an Emergency Fund? An Emergency Fund is fast becoming an integral part of the common budget. To give your […]
How to Save Money and See Results!
The three initial steps to getting your money in order, in my opinion, are saving, debt management, and investing. And in that order. That does not mean you can only do one at a time but your focus shouldn’t be on investing if you don’t have any savings. Why is saving money so important? Where […]
