The Best Way to Successfully Build An Emergency Fund

Today’s post is graciously shared by Frugal Beans, our frugal friends from Sydney, Australia. After reading this post, get to know them by visiting their blog and/or following them on Instagram @frugal_beans. Why do you need an Emergency Fund? An Emergency Fund is fast becoming an integral part of the common budget. To give your […]
How to Save Money and See Results!

The three initial steps to getting your money in order, in my opinion, are saving, debt management, and investing. And in that order. That does not mean you can only do one at a time but your focus shouldn’t be on investing if you don’t have any savings. Why is saving money so important? Where […]
New Financial Update – Q1 2021 Results

I think a quarterly review is in order. It is important to take the time to look over your plans to make sure the decisions you made months ago still align with where you want your finances to go today. So in this post, I’ll go over my financial picture thus far in 2021. As […]
I Did Uber Eats for a Week – Learn How to Best Use It to Actually Make Money

So what made this New Jersey nurse hop in her car and do Uber Eats? No, I wasn’t because I was hard up for cash. Honestly, I found the concept of this side hustle idea intriguing and enticing. So in this post, I’ll share how I got started, how I maximized this income opportunity, the […]
Do You Need a Financial Advisor to Manage Your Money?

There’s a wide variety of advice out there as to whether or not you should get yourself a financial advisor. The short answer is no, most people don’t NEED a financial advisor. However, if you don’t get one, you might be missing out. So in this post, I’ll share my own personal experience with a […]
How To Use Brand Loyalty To Actually Save You Money

More often than not, when working toward saving money, you’re advised against brand loyalty. Brand loyalty means that you stick to shopping for one particular brand. Rather it is always advised to shop around for the best prices. Quite often, even if you purchase generic, you’re getting the same quality. With that knowledge in hand, […]
How To Take Steps Toward Financial Freedom Without Being Rich

Despite what you may believe about your finances, financial freedom is likely within your reach. This is regardless of your income and your circumstances (having children/not, single/dual-income family). To be clear, I am not saying that your income and circumstance don’t matter. However, more often than not, these are used as excuses not to pursue […]
It’s Open Enrollment Season – How to choose the benefits YOU need

The fall is open enrollment season. This is your chance to choose your benefits for the following year. If you’re getting insured by means of the ACA (Affordable Care Act), then you get the chance to change your insurance to fit your lifestyle better. If you’re starting a new job, this is for you too, […]
How to Invest – What You Need to Know About Using Mutual Funds

Hopefully, you know the importance of investing by now. If you don’t, check out my other articles Let’s Get Investing and Why Invest in the Stock Market Today. Prior to investing, you want to have at least $1,000 in an emergency fund. Then while you’re beefing up that emergency fund and paying off your debts, […]
How To Drink More Water When You Hate it?!

I try to drink about 80 ounces or about 10 cups of water a day. I’m sure if you asked most people around me, they know me to drink only water and that I always have a water bottle with me. Guess what though? I HATE water. I learned this past year that my mother […]