How to Get a Raise
Once you accept a position, you’re going to make the same pay forever right? Well if you let it, yes. While there are jobs out there that are inflexible with their payscales, more often than not, increasing your pay at work is not out of reach. Instead, you’re likely not positioning yourself to get more. […]
How to get rid of PMI without refinancing
If you’re a homeowner and didn’t have 20% down to purchase your home, you’re likely familiar with private mortgage insurance (PMI). There are different options to getting rid of it. Homeowners generally know they can get rid of PMI on a mortgage by refinancing. However, this is a much less complicated option potentially available to […]
Save Money on Your Cell Phone Bill
So many things get done best within a community. That’s why things like group fitness work. How can you apply community to your cell phone plan? By hopping on a plan with friends and/or family! My family uses T-Mobile so we’ll use them as an example. Now the following information is based on the offer […]
Why should we have and see a primary care doctor?
Simple answer: It affects your health AND your money. Let’s use a simple diagnosis of high blood pressure. Finding out you have high blood pressure can be discouraging. However, if you catch it early enough, you can speak to your primary care doctor about lifestyle changes you can make. You pay your doctor’s co-pay and […]
Rent or Sell What You Don’t Use
DISCLOSURE: THIS POST MAY CONTAIN AFFILIATE LINKS, MEANING I GET A COMMISSION IF YOU DECIDE TO MAKE A PURCHASE THROUGH MY LINKS, AT NO COST TO YOU. Turo So remember when I said we had three cars? It’s a two-person household so it was completely ridiculous but whatever. So I suggested my husband rent out […]
Use That Warranty!!!
Warranties are an amazing way to save money. To use a warranty, you usually need original proof of purchase that includes date of purchase and where. Each company has their own policy on how long the warranty lasts and what it covers. The big benefit of using a warranty is that it usually comes at […]
How I Came Up With My Budget
I started by figuring out what my current spending patterns were. Google Sheet’s Monthly Budget Template was used to keep track of where my money was going. I imagine Microsoft Excel and Apple Numbers has a similar template. You enter every purchase and paycheck on the Transactions page. It’s tedious but it’s only necessary for […]
My Money Journey
2018 was the beginning for a lot of changes in my life. Today, let’s talk about the money aspect. Before 2018, I worked three or four (I lose count) per diem nursing jobs, which in the most basic of terms means I dictate how many days I work at any given job. It’s honestly a […]
Got plans for your stimulus check?
The amount you’ll receive depends on your household’s AGI (adjusted gross income). To find out what your AGI is, look at your latest tax return. If you filed as an individual with an AGI less than $75,000, you will get the maximum amount of $1,200. Supposing that you filed married/joint with an AGI of less […]
Let’s Get Investing!!!
Investing is the gateway to long-term savings. Do you feel like you have to be a special kind of person to invest? Think it’s too complicated for the average Joe or Jill? Maybe you feel you should have a certain amount of money before you can even start. Or you need a professional’s help and […]
